| Provider |
APR |
Amount Per Month |
Total Interest |
Total Repaid |
|
Sainsbury Bank Loan
|
6.5%
|
£293.25
|
£2595.00 |
£17595.00 |
|
|
Info
|
If you are declined for credit in the last month or if you have a history of bad credit like for instance arrears, CCJ's, Bankruptcy or default you are not eligible to take out this loan.
|
|
Restrictions
|
you must be aged 18 to 64, a UK resident and in full-time employment or self employed for more than 6 consecutive months.
|
Amounts Available : £7,000 - £25,000 |
Your Personal Loan.co.uk
|
6.7%
|
£294.75
|
£2685.00 |
£17685.00 |
|
|
Info
|
Fixed interest rate and early redemption charge applies. Must have have a bank or building society account.
|
|
Restrictions
|
you must be aged 21 or over, a homeowner and a UK resident.
|
Amounts Available : £5,000 - £25,000 |
Tesco Loan
|
6.8%
|
£295.00
|
£2700.00 |
£17700.00 |
|
|
Info
|
Fixed interest rate and early redemption charge applies.
|
|
Restrictions
|
You must be aged 18 or over with an annual income of £10,000. You must also have a good credit history and a permanant UK address.
|
Amounts Available : £3,000 - £25,000 |
Asda Personal Loan
|
6.9%
|
£296.25
|
£2775.00 |
£17775.00 |
|
|
Info
|
Fixed rate and early redemption charge applies.
|
|
Restrictions
|
you must be aged 24 years or over, you should have no bad credit history, you must have an account with a direct debit service, you or you're partner must be employed permanently for more than 16 hours per week or self-employed, retired, inreceipt of invalidity or recieve disability allowance.
|
Amounts Available : £7,500 - £25,000 |
Lombard Direct Online Loan
|
6.90%
|
£296.25
|
£2775.00 |
£17775.00 |
|
|
Info
|
Fixed rate and redemption charge applies. Lombard direct were awarded, best personal loan provider 2006.
|
|
Restrictions
|
You must be aged 22 years or over, a resident of england wales or scotland, retired employed or receiving disability allowance. You must have an account with a bank or building society and no county court judgements.
|
Amounts Available : £2,000 - £25,000 |
AA Personal Loan
|
6.80%
|
£295.00
|
£2700.00 |
£17700.00 |
|
|
Info
|
Fixed rate and redemption charge applies. What you would like to borrow must be 75% less than how much you earn annually.
|
|
Restrictions
|
You must be aged 18 years or over , a resident of england, scotland or wales and employed permanently.
|
Amounts Available : £1,000 - £25,000 |
First Plus
|
7.9%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
If self-employed 2 years of audited accounts are needed to be shown to the provider. Spouse and partners residing at the property must also be on the loan.
|
|
Restrictions
|
You must be aged 21 or over and a uk resident to apply.
|
Amounts Available : £10,000 - £100,000 |
MoneyBack Bank Loan
|
7.10%
|
£296.75
|
£2805.00 |
£17805.00 |
|
|
Info
|
Fixed rate and redemption charge applies. If the term of the loan has passed 12 months and you decide to pay the rest of the balance early there is no redemption charge.
|
|
Restrictions
|
You must be aged 21 years or over, never have been bankrupt, have not missed any repayments in the last 6 months.
|
Amounts Available : £3,000 - £25,000 |
Halifax Personal Loan
|
7.90%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
Fixed rate and redemption charge applies. You must not have been declared bankrupt in the past.
|
|
Restrictions
|
You must be aged 18 years or over, have proof of UK residency and must be employed full-time.
|
Amounts Available : £1,000 - £25,000 |
Bank Of Scotland
|
7.90%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
Fixed rate and redemption charge applies. You must not have been declared bankrupt in the past.
|
|
Restrictions
|
You must be aged 18 years or over, have proof of UK residency and must be employed full-time.
|
Amounts Available : £1,000 - £25,000 |
Alliance-Leicster Personal Loan
|
7.40%
|
£299.50
|
£2970.00 |
£17970.00 |
|
|
Info
|
fixed rate and redemption charge applies.
|
|
Restrictions
|
You must be aged 18 years or over, have a regular income and a UK resident.
|
Amounts Available : £1,000 - £15,000 |
Lloyds TSB Personal Loan
|
7.4%
|
£299.50
|
£2970.00 |
£17970.00 |
|
|
Info
|
Fixed rate and redemption charge applies. You must not have had any adverse credit in the past.
|
|
Restrictions
|
You must be aged 18 or over and a UK resident for over 3 years.
|
Amounts Available : £1,000 - £25,000 |
Direct Line Personal Loan
|
7.4%
|
£299.50
|
£2970.00 |
£17970.00 |
|
|
Info
|
Fixed rate and redemption charge applies. You must not have any record CCJ's to apply for this loan.
|
|
Restrictions
|
You must be over 22 years of age. Be eployed retired or have disability allowance and be a resident in the UK excluding Northern Ireland.
|
Amounts Available : £2,000 - £25,000 |
Abbey Personal Loan
|
7.9%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
Fixed rate and redemption charge applies.
|
|
Restrictions
|
You must be a permanent Uk resident, over the age of 18, have a good financial history and a current account in which to transfer funds.
|
Amounts Available : £1,000 - £25,000 |
Bradford and bingley Loan
|
7.9%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
There is an early redemption charge and it is a fixed rate.
|
|
Restrictions
|
You must be aged 23 to 69, own a property or hold a credit, debit, store or cheque gaurantee card. you must also have an annual income of £10,000.
|
Amounts Available : £2,000 - £25,000 |
Britannia Personal Loan
|
7.9%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
Fixed rate, Early redemption charge applies.
|
|
Restrictions
|
You must be aged 18 or over, a resident in the UK, You must not have history of bad credit
|
Amounts Available : £1,000 - £25,000 |
Cheshire Building Society
|
7.9%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
There is an early redemption charge and the rate is fixed. You most be a homeowner or hold a credit, cheque gaurantee or Co-operative store card.
|
|
Restrictions
|
You must be aged 23 to 69 and be a resident of the UK. you must have a minimum annual income.
|
Amounts Available : £2,000 - £25,000 |
The Co-operative bank Personal Loan
|
7.9%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
Fixed rate and redemption charge applies.
|
|
Restrictions
|
You must be aged 23 to 69, own a property or hold a credit, debit, store or cheque gaurantee card.
|
Amounts Available : £2,000 - £25,000 |
First Trust Fixed Rate Personal Loan
|
7.9%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
Fixed rate and early redemption fee applies.
|
|
Restrictions
|
You must be a resident of Northern Ireland, 18 years of age or over and hold an account with First Trust
|
Amounts Available : £3,000 - £15,000 |
Nationwide Personal Loan
|
7.9%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
Fixed rate and a redemption charge applies.
|
|
Restrictions
|
you must be aged 18 or over, you must have a permanent UK address for 12 months, your household income must be over £400 monthly and you must have a bank or building society account. You must not have more than three arrears in 12 months.
|
Amounts Available : £1,000 - £25,000 |
Natwest Personal Loan
|
7.4%
|
£299.50
|
£2970.00 |
£17970.00 |
|
|
Info
|
fixed rate, redemption charge applies, if you are 18 you would first need a natwest current account to apply for their loan and you must have no bad credit history.
|
|
Restrictions
|
You must be 22 years of age or over, be a UK resident, have a regular income and hold a current account which handles direct debits
|
Amounts Available : £1,000 - £25,000 |
Royal bank Of Scotland
|
7.4%
|
£299.50
|
£2970.00 |
£17970.00 |
|
|
Info
|
Early redemption charge applies, Fixed rate and if you dont have a RBS current or package account you will need to be employed but if you're self employed you will need to apply for an RBS crrrent account.
|
|
Restrictions
|
You must be aged 18 or over and a UK resident.
|
Amounts Available : £2,000 - £25,000 |
Smile Loan
|
7.9%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
Early redemption charge applies and a Fixed rate.
|
|
Restrictions
|
you must be aged 21 years or over and have a bank or building society account
|
Amounts Available : £1,500 - £25,000 |
Stroud And Swindon Personal loan
|
7.9%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
Repayment is by standing orders, fixed rate and no admin or arrangement costs.
|
|
Restrictions
|
You must be aged 23 to 69 years old, you must have an account which accepts standing orders, you must be a uk resident, you must not have any bad history and you must be working for 16 hours per week.
|
Amounts Available : £3,000 - £25,000 |
First direct loan
|
7.9%
|
£302.75
|
£3165.00 |
£18165.00 |
|
|
Info
|
There is an early redemption charge. There are no arrangement or admin charges.
|
|
Restrictions
|
You must be aged 18 or over, you must have an address in the uk and you must first apply for a first direct current account to apply for the loan.
|
Amounts Available : £5,000 - £25,000 |
Barclays Personal Loan
|
8.4%
|
£307.00
|
£3420.00 |
£18420.00 |
|
|
Info
|
early payment charges apply, fixed rate and no arrngement fees.
|
|
Restrictions
|
You must be 18 years of age or over
|
Amounts Available : £1,000 - £25,000 |
Mint Loan
|
8.4%
|
£307.00
|
£3420.00 |
£18420.00 |
|
|
Info
|
Fixed rates, redemption charge applies and £25 charge for unpaid repayments.
|
|
Restrictions
|
You must be a resident of the UK, Aged 22 or over (18 for mint card holders), you must have a bank or building society, you must be working or recieving benefits and you must have no CCJ's.
|
Amounts Available : £1,000 - £25,000 |
Intelligent Finance
|
8.5%
|
£307.25
|
£3435.00 |
£18435.00 |
|
|
Info
|
Fixed rates, interest charged from start of your loan to when you make your first repayment and no admistration fees. Transfer of funds is free and
|
|
Restrictions
|
You must be aged 18 years or over, a permanent uk resident. You must have an account with a bank or building society, no bad credit history in the last month.
|
Amounts Available : £1,000 - £25,000 |
HSBC Loan
|
8.3%
|
£305.75
|
£3345.00 |
£18345.00 |
|
|
Info
|
Interest rate may increase if payments are not made,
|
|
Restrictions
|
You must be aged 18 or over, you must have an account with HSBC and
|
Amounts Available : £1,000 - £25,000 |
Bank Of Ireland
|
8.7%
|
£308.75
|
£3525.00 |
£18525.00 |
|
|
Info
|
There is a fixed rate and an early payment charge.
|
|
Restrictions
|
you must be aged 18 years or over, a resident of the Republic of Ireland, Earn atleast €15,000 annually and must have an operational account in the Republic of Ireland.
|
Amounts Available : €300 - €65,000 |
Marks and Spencer Personal Loan
|
8.9%
|
£310.25
|
£3615.00 |
£18615.00 |
|
|
Info
|
You should have the loan in 3 working days after signing the agreement and application.
|
|
Restrictions
|
you must be aged 18 or over to apply, you must have an account with a bank or building society, must be a UK resident and you must earn atleast £10,000 annually.
|
Amounts Available : £1,000 - £20,000 |
Egg Loan
|
9.9%
|
£317.75
|
£4065.00 |
£19065.00 |
|
|
Info
|
Fixed rate, £20 will be charged if there is an unpaid repayment.
|
|
Restrictions
|
You must be aged 18 years or over, You must be a resident in the UK and you must have a bank or building society account which handles direct debits.
|
Amounts Available : £5,000 - £25,000 |
coventry Building Society
|
10%
|
£318.00
|
£4080.00 |
£19080.00 |
|
|
Info
|
Fixed rate, no arrangement fees, the loan must be paid off by the age of 75
|
|
Restrictions
|
You must be aged 21 or over to apply, a UK resident and and you must have a good payment history
|
Amounts Available : £1,000 - £15,000 |
Accepted Personal Loan (email sent)
|
10.5%
|
£322.25
|
£4335.00 |
£19335.00 |
|
|
Info
|
You must be a homeowner as this is a secured loan. Fixed rate and redemption charge applies.
|
|
Restrictions
|
You must be aged 18 years or over, a UK resident and earning atleast a minimum wage. You can borrow up to 75% of the value of your property.
|
Amounts Available : £7,500 - £75,000 |
Northern Rock Unsecured Loan
|
12.9%
|
£340.25
|
£5415.00 |
£20415.00 |
|
|
Info
|
Fixed Rate, £30 will be deducted from your account if there is an unpaid direct debit.
|
|
Restrictions
|
you must be aged 21 to 80, been in th UK for 3 years, be employed, have a current account with a direct debit facility and have no CCJ's or adverse credits
|
Amounts Available : £1,000 - £25,000 |
Norton Finance Loan
|
13.4%
|
£343.50
|
£5610.00 |
£20610.00 |
|
|
Info
|
You need to be a homeowner, self employed and retired borrowers considered. Fixed rate and early redemption charge applies.
|
|
Restrictions
|
You must be aged 21 years or over and a UK resident.
|
Amounts Available : £5,000 - £1,000,000 |
Ulster bank Loan
|
13%
|
£340.50
|
£5430.00 |
£20430.00 |
|
|
Info
|
Fixed rate and a redemption charge applies.
|
|
Restrictions
|
you must be aged 18 or over residing in Northern Ireland and have a current account in the UK which handles direct debits.
|
|
Loans.co.uk
|
14.7%
|
£353.75
|
£6225.00 |
£21225.00 |
|
|
Info
|
There is an early repayment charge, this is a secured loan, if you have a bad credit history Loans.co.uk might be able to help you and
|
|
Restrictions
|
You must be aged 20 to 70 years, a uk resident and a homeowner with a mortgage.
|
Amounts Available : £7,500 - £75,000 |