Terms of Use for www.bullhorn.co.uk (the "Website")

Your access to, and use of, the Website constitutes your acceptance, without limitation or qualification, of these Terms of Use.

Who runs the Website?

The Website is owned and operated by Bullhorn Limited (“Bullhorn”) which is registered in England and Wales, registration number 05604740. Our registered address is Bullhorn Limited, Unit 4, Whalley Range Business Park, Boyle Street, Blackburn, Lancashire, BB1 6DG United Kingdom. We are authorised and regulated by the Financial Services Authority, registration number 458080. This can be confirmed at www.fsa.gov.uk/register, or by contacting the FSA on Telephone +44 (0)20 7066 1000 Fax +44 (0)20 7066 1099. Bullhorn is wholly owned by Bullhorn Limited Share holders.

Who may use the Website?

The Website is for visitors who wish to find out more about Bullhorn and for private consumers who wish to make purchases through Bullhorn (“you”) using this Website.

You should read these Terms of Use in conjunction with the Privacy Policy, which is incorporated in these Terms of Use by reference.

Your Right to Use the Website

Subject to these Terms of Use, Bullhorn grants to you a right to access the Website for the purposes of viewing the Website and making purchases through the Website. You may only use the Website for lawful purposes, and in a manner which does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Website by, any third party.

You agree not to interrupt or attempt to interrupt the operation of the Website in any way.

Bullhorn uses reasonable endeavours to ensure the accuracy of the prices and price related information stated on the Website, but cannot guarantee that you will not encounter a mispriced item. If an item is mispriced, Bullhorn will contact you and give you the choice to accept the correct price or to cancel the order.

Changes to the Terms of Use

Bullhorn reserve the right, at its sole discretion, to change, add to or delete any or all of these Terms of Use at any time without prior notice, and will post these changes on the Website. Your continued use of the Website after such changes have been posted will constitute your acceptance of those changes.

Additional Terms of Use

You agree to abide by all additional terms of use displayed in the Website, as they may be updated from time to time. In case of differences or discrepancies between these Terms of Use and the terms governing such specific parts of the Website, the latter shall prevail in respect of your visit to the relevant specific parts of the Website only.

Responsibilities

In order to deliver a quote provided by us it is important that all information you provide is true and accurate and disclose all relevant facts. We will need you to answer questions on our quick car insurance quote form on which we make some assumptions about you, we display at the end of the form the assumptions we have made about you it is up to you to make any amendments to the form which takes less then 2 minutes to go through we also have the full car insurance quote form which will cover the questions required by insurers and financial service providers. If you do not provide the insurer or financial services provider with the information they have requested, or if you fail to tell them about any circumstance likely to influence their assessment of the risk involved, or any change in the facts supplied or your circumstances, it could invalidate your insurance or product. You warrant that you have taken all reasonable precautions to ensure that any data you submit is true and accurate.

We do suggest that you read and understand the Insurers terms and conditions that you will be approving to. Remember it is your responsibility to identify any mistakes on any information you provide and we do not take any responsibility for any information which is passed by you which is not correct. Before accepting any policy it is essential that you contact the insurer to check if all the information about you is accurate.

Copyright

The Website’s design, names, text, images, graphics, logo and the arrangement of the same (“the Materials”) are all owned by, or licensed to, Bullhorn or otherwise used by Bullhorn as permitted by applicable law. The Materials may not be reproduced for any commercial or public purpose, republished, posted, broadcast, distributed or transmitted by you, or provided by you to any third party without the express written consent of Bullhorn.

Trademarks

Except as expressly provided in these Terms of Use, Bullhorn does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information, and you must not use the “Bullhorn” name or any other registered or unregistered trade marks displayed on the Website without the prior written consent of an authorized officer of Bullhorn.

No Warranty

Bullhorn is providing the Website and its contents on an “as is” and an “as available” basis, without any representation or warranty of any kind, whether express or implied, including, but not limited to, warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security, accuracy, merchantability or title in relation to the Website. For the avoidance of doubt, this exclusion does not apply to products sold via the Website.

The content of the Website may contain inaccuracies and typographical errors. Bullhorn tries to ensure, but cannot guarantee, the accuracy, truthfulness or completeness of the content or the reliability of any advice, opinion or other information displayed or distributed on the Website. Any of Bullhorn information or other content contained within the Website is correct to its knowledge, but Bullhorn accepts no responsibility for any errors or omissions therein. Bullhorn reserves the right, at its sole discretion, to make improvements to, or correct any errors or omissions in any portion of the content and to make any other changes to the Website, materials, tools, products, services and prices displayed or described on the Website at any time, without notice.

Bullhorn does not warrant uninterrupted or error free use of the Website, that defects will be corrected, or that the Website or the server that makes it available or files available for downloading from the Internet are free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties.

Bullhorn does not assume any responsibility or risk for your use of the Internet.

Complaints

If you are unhappy or you feel we have not achieved this please contact our customer service team by e-mail on complaint@bullhorn.co.uk alternatively write to us at our address.

We will accept receipt of your complaint, in writing within 7 working business days and we will inform you who will be handling your complaint. If your complaint is more complex and needs further investigating we aim to respond fully within 20 business days or we shall write to you to keep you up to date on how your complaint is going.

We will aim to resolve complaints as soon as possible and we will let you know of your right if you wish to refer the complaint to the Financial Ombudsman Service should they not be satisfied with our final response.

If we are unable to resolve your complaint through our internal complaints procedure, you may be able to refer it to The Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London, E14 9SR; Telephone: 0845 080 1800; Email: enquiries@financial-ombudsman.org.uk; Website www.financial-ombudsman.org.uk.

If your complaint relates to the insurer or the insurance policy then you will be advised and given full details of how to contact your insurer.

Information you submit to the Website

All information Bullhorn asks you to submit to the Website will be treated in accordance with the Privacy Policy. Please note, Bullhorn will fully cooperate with any law enforcement authorities or court orders requesting or directing it to disclose information (including personal data) that Bullhorn have obtained through your use of the Website. All information you submit to the Website, whether solicited or unsolicited will not be regarded as confidential.

Limitation of Liability

To the fullest extent permitted by law, Bullhorn, its affiliates, licensors, service providers, content providers and their employees, agents, officers and directors will not be liable for any direct, indirect, consequential, or special loss or damage, and/or business interruption, or loss of profits, data, goodwill, information or programs or your information handling system, or for pain and suffering or emotional distress arising out of or in connection with the use of, or inability to use, the Website, its content, materials or functions, or any other loss or damage of any kind, whether in action of contract, negligence or other tortious action, or otherwise.

Changes to the Website

Bullhorn may terminate, change, suspend or discontinue any aspect of the Website at any time. Bullhorn may also impose limits on certain features and services and/or restrict access to parts or all of the Website without notice or liability. Bullhorn reserve the right to terminate your secure log-in and suspend your access to secure areas of the Website upon becoming aware that you have breached these Terms of Use.

No Waiver

No waiver by Bullhorn of any breach of any obligation arising under these Terms of Use shall constitute a waiver of any other breach and no failure to exercise or to partially exercise by Bullhorn of any remedy shall constitute a waiver of the right subsequently to exercise that or any other remedy.

Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of England. The courts of England are to have exclusive jurisdiction to settle any disputes arising out of or in connection with the use of the Website.

Severability

If any of these Terms of Use should be determined to be illegal, invalid, or otherwise unenforceable by reason of the laws of any jurisdiction in which these Terms of Use are intended to be effective, then to the extent that, and within the jurisdiction which that Term is illegal, invalid or unenforceable, it shall be severed and deleted from these Terms of Use and the remaining Terms of Use shall survive, remain in full force and effect, and continue to be binding and enforceable